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Boat Insurance
Find out more about our specific boat insurance policies and get a quick quote below
Why choose us
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20 years’ experience
We’re boat owners too, and have been helping others enjoy their passion for over 20 years
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Direct To You
We can offer competitive premiums since our Quote and Buy process is entirely online
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Up to £5m third-party cover
You can choose up to £5m of cover for protection against third-party claims
Refer your friends and you’ll both be rewarded
Refer your friends to Craftinsure and get a £20 voucher of your choice with every referral
Boat insurance FAQs
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Specialist boat insurance shields your boat and public liability from the risks of sailing on the sea or inland waterways. These include third-party claims emerging from accidents on the water or your boat being lost, damaged or stolen.
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While your policy will depend on the type of boat you’re insuring, boat insurance policies typically cover:
- Your third-party liability Loss or damage to the boat from fire or theft
- Loss or damage to the boat during transit by road
- Repair or replacement (up to the sum insured)
- Tenders (if applicable)
- Outboard motors
- Gear and equipment
- Fixtures and fittings
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Yes, most boat insurance policies include cover for accidental or malicious damage to your boat and any relevant equipment or gear you have onboard.
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Third-party liability cover protects you against any claims made against you for injury or third-party property damage whilst using your boat.
Say you accidentally crash into another boat whilst sailing your yacht. Third-party liability insurance would help cover your legal costs if you were deemed responsible for the incident.
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While taking out boat insurance isn’t a legal requirement, many boating clubs and marinas require proof of cover to become a member.
Aside from this, you may want to consider specialist boat insurance for peace of mind on the water. Risks such as theft, loss, and damage are real threats, as are third-party claims arising from incidents on the waterways.
You can get an instant online quote through Craftinsure if you want that extra reassurance.
