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Craftinsure Cruising Yacht Insurance Updated 2022

Craftinsure's Cruising Yacht Policy is Fully Comprehensive and is written on an All Risks basis. It's Plain English and has been specifically designed for Yachts valued up to £600,000. For higher values please ring us 0345 2607 888. Cover has been specially written for Yachts based in the UK, cruising range of Brest to Elbe for boats over 26ft. For Boats over 23ft and 20 years old you will need to have a survey report not more than 5 years old, with all recommendations complied with.

Benefits of Craftinsure Cruising Yacht Insurance

  • Specialist Cruising Yacht Insurance from a leading Yacht Insurer
  • Loss or damage from fire, theft, accident or malicious damage
  • Cover for underwater gear and rig
  • Cover for Personal Effects included as standard
  • Tenders included if marked with name of main boat
  • Cover for trailer included as standard
  • £5,000,000 Third Party Cover
  • Cover available for club racing
  • Monthly premium payment @ 0% credit

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What is Insured?

Cover for your craft, including trailers and outboard motors
  • Loss or damage, including accidental damage
  • Repair or replacement up to the sum insured stated in your policy
  • We will pay the agreed value or replace the vessel after a total loss.
  • Loss or damage whilst in transit by road (provided by road haulier if over 30ft/9.14m in length)
  • Tenders (if appropriate) are covered, including whilst used independently of the parent vessel
  • Recovery of the vessel following a loss
  • Inspection of the vessel after grounding, even if no damage is found.

Cover for you
  • Personal Effects (for items with a value not over £250)
  • Your legal liability – third party cover to others for injury or damage caused up to £5,000,000.
  • Cover for others using your boat with your permission
  • Legal costs incurred in defending a claim against you or in pursuing a claim against a Third Party for damage to your boat

What is not Insured?

  • Loss or damage caused by the vessel being in an unseaworthy condition.
  • Wear, tear, depreciation or gradual deterioration
  • Theft of outboard motors unless securely locked using an anti-theft device
  • Theft of outboard motor unless you have safely recorded the serial number
  • Mechanical or electrical breakdown.
  • Loss or damage to personal effects unless the vessel has lockable storage.
  • Loss of money, cheques, credit or debit cards, jewellery, spectacles or mobile phones.
  • The vessel operation outside of the territorial scope shown in the policy.
  • Wilful misconduct or recklessness by you or other persons in control of the vessel (including whilst under the influence of alcohol or drugs).

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Agreements

Agreement details

Cover

  • Repair or replacement up to the sum insured stated in your policy
  • We will pay the agreed value or replace the vessel after a total loss.
  • Loss or damage whilst in transit by road (provided by road haulier if over 30ft/9.14m in length)
  • Inspection of the vessel after grounding, even if no damage is found.

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