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Motorboat Insurance
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What is motorboat insurance?
Motorboat insurance is designed to safeguard you, your boat and other boat users against the various risks associated with using one.
For example, a collision involving a motorboat could lead to personal injury or damage to another craft.
This type of boat insurance can be applied to both ‘non-tidal’ or ‘tidal’ motorboats and protects against injuries that may occur to your passengers and other third-party claims emerging from accidents out on the water, or your boat being lost, damaged or stolen.
With a motorboat insurance policy, you’ll be able to cruise on the water with peace of mind.
Why choose us
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20 years’ experience
We’re boat owners too, and have been helping others enjoy their passion for over 20 years
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Direct to you
We can offer competitive premiums since our Quote and Buy process is entirely online
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£5m third-party cover
You'll recieve £5m of cover for protection against third-party claims
What does motorboat insurance cover?
Motorboat Insurance
- Motorboats valued up to £600,000
- Third party cover up to £5m
- Loss or damage (including accidental damage) from fire or theft
- Loss or damage while in transit
- Repair or replacement (up to the sum insured)
- Recovery of the vessel following a loss
- Tenders
- Inspection of the vessel after grounding, even if no damage is found
- Personal Effects (up to a limit of £5,000 and £500 any one item unless specified)
- Underwater gear
- Cover for others using your boat with your permission
- Legal costs incurred which defending a claim or while pursuing a claim against Third Party damage to your boat
You can look at the Insurance Documents for full details on the cover provided.
Why should I consider motorboat insurance?
Motorboating gives you the freedom to explore either on your own or with friends and family.
No matter your skill level, there is always the risk that something could go wrong—especially when you least expect it.
Specialist motorboat insurance protects you, your passengers, and your boat if the worst were to happen.
For example, you may collide with another boater causing damage to their boat. Public Liability cover, included in your motorboat insurance would be there to cover legal costs if necessary or cover you for the cost of repair or replacement of your vessel.
Motorboat Insurance FAQs
