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SIB Insurance
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What is SIB insurance?
SIB (soft inflatable boat) insurance provides financial protection if your vessel is lost, stolen, or damaged in an accident. It’s also there to protect your public liability in case you injure another person or damage their property whilst cruising.
Taking out specialist SIB insurance can ultimately ensure you and your passengers are protected from the risks associated with boating on the sea or inland waterways.
Why choose us
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20 years’ experience
We’re boat owners too, and have been helping others enjoy their passion for over 20 years
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Direct To You
We can offer competitive premiums since our Quote and Buy process is entirely online
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£5m third-party cover
You'll receive £5m of cover for protection against third-party claims
What does SIB insurance cover?
SIB Insurance
- Loss or damage from fire or theft
- Loss or damage during transit by road
- £5m third-party cover
- Repair or replacement (up to the sum insured)
- Outboard motors
- Canopies
- Vermin damage
- Trailers
- Others using your boat (with your permission)
You can look at the Insurance Documents for full details on the cover provided.
- Loss or damage if the vessel is in an unseaworthy condition
- Wear, tear, depreciation or gradual deterioration
- Theft of outboard motors (unless securely locked and you have recorded the serial number)
- Mechanical or electrical breakdown
- Loss or damage to personal effects
- Loss or damage whilst the craft is left unattended afloat (unless it’s secured in a marina or on non-tidal waters)
- Operation outside of the territorial scope shown in your policy
- Wilful misconduct or recklessness by you or others whilst operating the vessel
- Racing or speeding trials
You can look at the Insurance Documents for full details on the cover provided.
Why should I consider SIB insurance?
There’s no better feeling than heading out for a day on the water. But as with any hobby, there’s always a risk that something could go wrong.
Having SIB insurance in place could help you avoid additional stress if your boat is involved in an accident or targeted by thieves and help you get back to doing what you love.
For example, say your outboard is stolen, and you can’t afford to replace it. Or you’re deemed liable for injury to another water user and you’re faced with expensive legal costs.
Specialist SIB insurance could cover you in both circumstances so you can get back on the water as quickly as possible.
SIB Insurance FAQs
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It may not be a legal requirement, but specialist SIB insurance is required by many launching sites and harbour authorities.
You may also want to consider specialist SIB insurance for peace of mind when cruising, so you don’t have to worry about risks such as theft, damage, or third-party claims.
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If you wish to use your SIB on canals, lakes, and non-tidal rivers in the UK, you will generally need a licence.
However, if you’re only cruising on the sea, you likely won’t need one, but you may have to pay to launch your SIB from ports or harbours.
