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Speedboat Insurance
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What is speedboat insurance?
Speedboat insurance is designed to shield your boat against theft, loss, and damage.
It’s also there to protect you against the risks associated with cruising on the sea or inland waterways, such as third-party claims for injury or property damage.
Why choose us
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20 years' experience
We’re boat owners too, and we’ve been helping others embrace their passion for sailing or racing for over 20 years
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Direct To You
We can offer competitive premiums on yacht or sailboat insurance since our Quote and Buy process is entirely online
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£5m third-party cover
You'll recieve £5m of cover for protection against third-party claims
What does speedboat insurance cover?
Speedboat Insurance
- Loss or damage, including accidental damage
- Theft following forcible removal or forcible entry
- Accidental or malicious damage
- Recovery of the vessel following a loss
- Repair or replacement (up to the sum insured)
- £5m third-party cover
- Dropping off or falling overboard of outboard motors
- Waterski and wakeboard liability
- 30 days European cover
- Loss or damage when in transit by road
- Cover for others using your speedboat (with your permission and subject to a minimum age and/or qualifications)
- Legal costs in defending a claim against you in connection with the boat
You can look at the Insurance Documents for full details on the cover provided.
- Loss or damage if the boat is not in a seaworthy condition
- Wear, tear, depreciation or gradual deterioration
- Theft of outboard motors (unless securely locked and you have the serial number recorded)
- Theft of trailers unless fitted with a wheel clamp and hitch lock when unattended
- Mechanical or electrical breakdown
- Loss or damage to personal effects
- Loss or damage whilst the craft is left unattended afloat unless in a marina
- Operation outside of the territorial scope shown in the policy
- Wilful misconduct or recklessness by you or other persons in control of the vessel
- Racing or speed trials
- Towing inflatable toys unless agreed
You can look at the Insurance Documents for full details on the cover provided.
Why should I consider speedboat insurance?
There’s nothing better than getting out on your speedboat in the fresh sea air, whether bay-hopping, waterskiing or exploring new waters.
Yet, as with any outdoor hobby, it doesn’t come without the risk of an accident.
Say you lose control of your speedboat and accidentally injure another person on the sea. Or you lend your boat to a family member, and they accidentally run it over rocks, damaging the hull.
Having specialist speedboat insurance in place can protect your craft against the unthinkable, so you have complete peace of mind when you’re cruising the coastal waters of the UK or continental Europe.
Speedboat Insurance FAQs
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There are several factors that affect the cost of your policy, such as claims history and the class and value of your boat.
You can get an online quote in minutes to learn the cost of your cover.
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Specialist speedboat insurance isn’t required by law, but it’s a prerequisite for membership with many launching sites and harbour authorities.
You might also want to consider insurance for peace of mind when waterborne or whilst towing your boat so you don’t have to worry about risks such as theft, damage, or third-party claims if you have an accident on your speedboat.
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Yes—all speedboat insurance policies arranged by Craftinsure include cover for your boat and equipment including outboard motors and trailers.
