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SUP Insurance
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What is Stand Up Paddleboard insurance?
SUP insurance is designed to protect your board and paddles against theft or damage, alongside other risks associated with paddleboarding on inland or coastal waters.
Taking out specialist paddleboard insurance can also ensure you’re covered against third-party claims arising from accidents on the water, or a total loss of your board and equipment.
Why choose us
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20 years' experience
We’re boat owners too, and we’ve been helping others embrace their passion for sailing or racing for over 20 years
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Direct to you
We can offer competitive premiums on yacht or sailboat insurance since our Quote and Buy process is entirely online
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£5m third-party cover
You'll receive £5m of cover for protection against third-party claims
What does SUP insurance cover?
SUP Insurance
- Loss or damage from theft, accident or malicious damage
- £5m Third Party Cover
- Loss or damage whilst in transit by road
- Theft
- Cover whilst on a roof rack
- Cover for Vermin damage
- Cover for Board bags and other equipment
- Cover for others using your paddleboard with your permission
- Legal costs incurred in defending a claim against you or in pursuing a claim against a Third Party for damage to your paddleboard
- New for old replacement on boards up to 3 years old (boards over 3 years will have a deduction made for wear and tear)
You can look at the Insurance Documents for full details on the cover provided.
- Loss or damage caused by the paddleboard being in an unseaworthy condition
- Wear, tear, depreciation or gradual deterioration
- Loss or damage to personal effects
- Loss or damage whilst the paddleboard is left unattended afloat
- The paddleboard operation outside of the territorial scope shown in the policy
- Wilful misconduct or recklessness by you or other persons in control of the paddleboard (including whilst under the influence of alcohol or drugs)
You can look at the Insurance Documents for full details on the cover provided.
Why should I consider SUP insurance?
Stand up paddleboarding is not only a great way to have fun on the water but gives you a chance to explore it in a new and dynamic way, whether that be on your own or with friends and family.
But no matter how skilled you are, there’s always the risk that something could go wrong—especially when you least expect it.
Specialist paddleboard insurance protects you, your board, and paddles if the worst were to happen, such your SUP being stolen or damaged in transit.
Third-party liability cover also protects you if you accidentally cause damage or injury to another person whilst out paddling.
SUP Insurance FAQs
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Whilst specialist stand up paddleboard insurance isn’t a legal requirement, you may find that many launch sites and waterways you wish to use will require this.
Aside from this, you might want to consider insurance for peace of mind when out on your paddleboard, so you don’t have to worry about risks such as theft, damage, or third-party claims.
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A few factors such as your claims history and the value of your paddleboard can affect the cost of your paddleboard insurance.
You can get an instant online quote to discover the cost of your cover.
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If you plan on paddling on waterways managed by the Canal & River Trust, then you will need to purchase a licence to do so.
Find out more here.
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Paddleboard insurance arranged by Craftinsure covers the following equipment:
- paddles
- board bags
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Through Craftinsure, stand up paddleboard insurance covers anyone using your paddleboard if you have given them permission to do so.
