Our Boat Insurance Guide

Boat Insurance

Why buy boat insurance?

Boat insurance is not a legal requirement in the United Kingdom but there may be circumstances where you will need to provide evidence of insurance, whether for marine finance, or to satisfy a marina, harbour or waterways authority.

If you have invested thousands in a boat it's also wise to protect that investment.

Having Third Party cover is essential is critical in today's litigious world. With the current level of compensation awards we strongly recommend insuring yourself against such claims. This level of Third Party cover is standard in all Craftinsure policies.

The boat insurance policies offered by Craftinsure provide comprehensive cover to safeguard your investment, along with Third Party insurance of £5,000,000, exceeding the requirements of the Canal & River Trust and others.

When should I buy boat insurance?

You should start your boat insurance the moment you have a financial interest in the vessel. When purchasing on-line with Craftinsure you can select a policy start date up to 30 days ahead to save leaving things to the last minute.

What should I be looking for?

When buying boat insurance, make sure any declarations or agreements where you click ‘I Agree’ are correct as they will be the basis of a legally binding contract between you and us.

Look at the questions you are being asked on the application - if there seems to be a lot of unnecessary form filling and irrelevant questions it might not bode well if you have a claim.

Insure with the Experts - Craftinsure makes boat insurance easy and quick because as boat owners we know what questions we really need to ask and those we don’t.

Click on 'Summary of Cover' to see the Summary of cover

When choosing a boat insurance company, make sure they are fully authorised by the Financial Conduct Authority (FCA).

Check your chosen Insurer does not outsource their claims - you want your claims dealt with by experts. All the Craftinsure claims team are boat owners

Want to know more about our cover? - See our boat insurance guides - Find your boat and select ‘More’ for benefits, coverage information, Insurance Product Information Document and ‘Summary of Cover’ Select ‘Policy Detail’ for detailed wordings and a Sample Policy.